Application Engineering Technical Lead, Digital Payments — Philadelphia

Core Responsibilities • Lead the architecture, technical design, and delivery of new web-based Debit Card, digital payment, and digital wallet integration capabilities. • Help establish the technical foundation, architecture patterns, and engineering standards for a greenfield platform, influencing key technology decisions from the ground up. • Provide hands-on technical leadership across modern front-end engineering and enterprise application architecture, guiding the development of scalable, secure, resilient, and high-performing web experiences. • Partner with Product Managers, Product Architects, Domain Architects, and engineering teams to translate business needs into effective technical solutions and architecture designs. • Lead the design and integration of payment platforms, Debit Card capabilities, digital wallets, APIs, third-party products, and vendor SDKs. • Guide application development and backend/API integrations to create seamless, reliable client-facing payment experiences. • Review technical designs, code, architecture documentation, and engineering deliverables to ensure quality, security, resiliency, maintainability, and alignment with enterprise standards. • Lead troubleshooting and root cause analysis for complex technical issues while driving improvements in application performance, observability, reliability, and operational readiness. • Champion modern engineering practices, including automated testing, CI/CD, secure development, Git/GitHub, and DevOps practices. • Mentor engineers, provide technical direction, and communicate architecture decisions and recommendations to technical and business stakeholders. Qualifications: • Minimum of eight years related work experience, with at least three years of technology architect experience. • Undergraduate degree or equivalent combination of training and experience. Graduate degree preferred. • Experience designing and delivering digital payment solutions, including Debit Card and digital wallet integrations. • Strong experience in enterprise application architecture, system design, and modern front-end/web engineering using technologies such as React, Angular, JavaScript, and TypeScript. • Strong backend/API development and integration experience, including third-party platforms, payment services, APIs, and vendor SDKs. • Experience with modern application technologies and engineering practices, including GraphQL, Git/GitHub, CI/CD, and DevOps. • Strong communication and collaboration skills with the ability to influence technical direction and mentor engineers. • Experience presenting technical strategies, architecture decisions, and engineering roadmaps to senior architects and leadership. Preferred Skills: • Experience with AWS services such as ECS/Fargate, EKS, or Lambda and observability tools such as AppDynamics, Splunk, or OpenTelemetry. • Experience working in financial services, fintech, banking, or highly regulated industries. Special Factors Sponsorship Vanguard is not offering visa sponsorship for this position. About Vanguard At Vanguard, we don't just have a mission—we're on a mission. To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best. How We Work Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.